Borrowers bill of rights

 Peach Capital is proud to be a signatory of the Small Business Borrowers’ Bill of Rights, guidelines set by The Responsible Business Lending Coalition. These guidelines mirror our own commitment to responsible credit culture and equal access to small business funding for all. 1. The Right to Transparent Pricing and Terms You have a right […]

Why Business is a game of Margins, Not Volume.

Why Is Business a Game of Margin, Not Volume? Remember k-Mart and Sears, and all other once-great companies that competed on being the low price leader that no one seems to remember any longer. The question is why? My contention is a follow: Being the low price leader is not a sustainable strategy or a […]

The Four Stages of Learning

The Four Stages of Learning The learning process has often become more difficult than necessary because of the bad feelings people get when they make mistakes in learning. The bad feelings come from judgments like, “not doing it right,” “not good enough,” “can never learn this,” etc. Ironically, not doing it right and making mistakes […]

10 Reasons why you should use the SBA 504 loan for your hotel purchase

Many small-business owners wouldn’t look twice at U.S. Small Business Administration (SBA) 504 loans. These loans were known for hefty delays and a barrage of documentation requirements, as well as a scarcity of lending professionals capable of closing them successfully. But things have changed. The SBA has revamped its systems, and more banks have preferred-lender […]

7 Most Common Denial Reasons for SBA Business Loans

  In his Book SBA Loan Book author Charles H. Green talked about the The 7 most common denial reasons for SBA loans, I found the information to be very enlightening that I wanted to share it with you.   Identifying the qualifications, exceptions , alterations, and finality of the lenders rejection  ON SBA LOANS […]

Are You Born To Be A Billionaire?Do You Have a 10-figure dream?

Are You Born To Be A Billionaire?   You dream of joining the ranks of the world’s richest, but are you truly born to be a billionaire? Before you tackle a serious growth strategy and all its attendant hassles, ask yourself the following 13 tough questions, inspired by executive psychologist Debra Condren, who has worked […]

Why Every Women Owned Small Business Should Know This!

Women-Owned Small Business (WOSB) Federal Contract Program  A program which is strictly geared towards Women Owned Businesses, the Women-Owned Small Business (WOSB) Federal Contracting Program and the Economically Disadvantaged Women Owned Small Business (EDWOSB) Contracting Program, allows women entrepreneurs to gain access to new economic opportunities. The goal of the program is to assist women […]


California: Changes to Fictitious Business Name Statements The Los Angeles County Registrar/Recorder County Clerk’s Office will now require a notarized Affidavit of Identity form to be filed with every Fictitious Business Name Statement. Taking effect on January 1, 2015, all original, refile, and new Fictitious Business Name Statements will need to be accompanied by the […]

What is the SBA and Why You Should Know about it?

The U.S. Small Business Administration is an agency of the federal government , established in 1953 to assist Small Business Enterprises with Loans Guaranty ( Essentially an Insurance Company for loans given by banks to small business owners who just do not have level of sophistication major banks require to be approved for a loan). The most important  program […]